Collections
Card, open banking, and direct debit from a single vertical platform built for rental operators. Zero-integration email alias for day one. Embedded checkout for online bookings. Full API when you need it.
Pick the path that fits your operations today. Move up whenever you need to.
Minutes to go live · Zero integration
Send invoices to each tenant's unique @casapay.me address. Our AI parses the invoice, creates the payment request, and collects automatically. Your existing billing stays the same.
Minutes to go live · Works in your PMS
Install CasaPay Link in your browser. It detects your invoicing flow in any PMS, auto-generates @casapay.me aliases, and swaps tenant emails with payment aliases. One click.
Hours to go live · For online bookings
Embed our checkout as a popup, iframe, or redirect in your booking flow. Handles KYC, payment method selection, and first collection in a single tenant session. Built for marketplaces and operators with online funnels.
Days to go live · Total control
Two modes: Aggregated (CasaPay picks optimal method per tenant) or Custom (you control every PaymentIntent, Charge, and Mandate). Bulk-create 500 agreements in a single API call for intake cycles.
Stripe and GoCardless are horizontal payment platforms. CasaPay is a vertical rent engine that understands tenants, properties, and lease cycles.
Card, open banking, direct debit, Apple Pay, Google Pay — all included at 1.0%. No surcharges per method, no separate vendor for each rail.
If open banking fails, auto-retry via card or direct debit. Not just re-present — actually switch payment rails. Critical during PBSA intake when 500+ payments land in days.
40–60% of co-living tenants have no UK bank account. GoCardless can't help. We accept card and open banking from 20+ countries so you never lose a paying tenant.
Collection is step one of the rent lifecycle. CasaPay also screens tenants, guarantees rent, and recovers debt — same platform, same fee. Stripe and GoCardless just move money.
Three steps from signup to collected rent — regardless of which integration path you choose.
Via @casapay.me alias, Chrome extension, embedded checkout, or API. Recurring or one-off. Bulk-create for PBSA intake.
Card, open banking, or direct debit. CasaPay handles retries, cross-method fallback, and reminders automatically.
Per-tenant payout triggered automatically. Real-time webhooks keep your systems in sync.
Two integration modes: Aggregated (CasaPay picks optimal method) or Custom (you control every intent, charge, and mandate). Ship in hours, not weeks.
POST /v1/payment_agreements
curl -X POST https://api.test.casapay.com/v1/payment_agreements \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"tenant_id": "tnt_abc123",
"property_id": "prop_unit14b",
"amount": 1200,
"currency": "GBP",
"method": "open_banking",
"fallback_methods": ["card", "direct_debit"],
"recurrence": "monthly"
}'A vertical rent platform vs. horizontal payment processors.
| Stripe | GoCardless | CasaPay | |
|---|---|---|---|
| Rate | 1.4% + 20p (cards) | 1% + 20p (UK DD) | 1.0% flat (all methods) |
| Methods | Card + bank | Direct debit only | Card, open banking, DD, Apple/Google Pay |
| Fallback | Manual retry | Re-present same rail | Automatic cross-method |
| Integration | API only (weeks) | API only (weeks) | Email alias, checkout, or API |
| International tenants | Card only | UK/EU bank accounts only | Card + open banking, 20+ countries |
| Rent lifecycle | Payments only | Payments only | + screening, guarantee, debt recovery |
From 50 beds to 5,000 — CasaPay scales with your operations.
500+ students in a 2–3 week window. 80–90% onboard simultaneously, many without UK bank accounts. Bulk-create agreements via API, smart fallback catches failed payments automatically.
50 rooms = 50 payment streams. Mixed profiles (professionals, students, benefits). Per-room agreements with individual methods. @casapay.me alias means no tech setup for smaller landlords.
40–60% international, avg 6-month stays = 400+ move-ins/year. Embedded checkout collects first payment at booking. Card + open banking from 20+ countries.